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Consultative Rating
A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating.
Agreed Medical Examiner (AME)
A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties.
Claims Administrator
This is the term for insurance companies and others who handle your workers' compensation claim.
Permanent Disability (PD)
Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary.
Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
Settlement
A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition.
Uninsured Employers Fund (UEF)
If your employer is illegally uninsured, this fund may provide benefits to you.
Transportation Expenses
A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement.
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Commutation
An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney.
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